San Juan, Toronto, London, Madrid, Paris.
The Delta SkyMiles credit card by American Express helped me to travel to those cities. I got the Gold Delta SkyMiles credit card in 2016. I got it because I was changing jobs and needed a card to pay for my hotels, Lyft rides, and food. Since then I have earned quite a few miles. The SkyMiles that I have earned added to my personal travel goals and benefitted my family. Read more to learn how you can benefit from SkyMiles!
- Build Credit
This is America (Childish Gambino voice) don’t catch you slippin’ up with your credit! Credit rules in this country and you need it to make major purchases in your life such as a house, car, or whatever high-ticket items that are required for living. The Delta SkyMiles card can help you build that credit so long as you are responsible.
A good rule to follow is only to spend on your credit card what is in your bank account. If you have $50 to spend on dinner instead of using your debit card use your Delta SkyMiles Card at a partnering restaurant and earn miles. Then pay the charge. This is a way you can build your credit and avoid large debt. Trust me, I have allowed my spending to get out of hand a time or two, but this method keeps me from spending too much.
Also, be sure to always pay more than the minimum monthly payment!
- Earn Miles Easily
Now that we’ve agreed that you will responsibly manage your credit it’s time to start spending/earning miles! Earning SkyMiles is incredibly easy! You can earn SkyMiles when you go out to eat (something I do a lot!) Delta has a program called SkyMiles Dining This allows you to link your debit card and/or your SkyMiles credit card to your SkyMiles Account. You can also earn SkyMiles when you use Lyft! I am not a fan of Uber anyway. I think they have very sketchy people. I prefer to use Lfyt because I trust the drivers and as an added bonus I can earn miles! The other day I took Lyft to meet my friends for brunch and mimosas. The Lyft ride cost me $14 and I earned miles! You can also use your SkyMiles credit card for everyday use such as buying gasoline for your car or groceries for you and/or family.
You earn SkyMiles when you book flights with Delta and when you book lodging with AirBnB.
- Free Trips! Well Kinda…
Now it’s time to reap the benefits of the all of that spending! After you have chosen your destination whether it is in the United States of America or abroad remember that you can pay for your entire flight or part of your flight using your SkyMiles.
In April 2017, my grandmother celebrated her 80th birthday in Puerto Rico. I paid for my flight and my mother’s flight to San Juan using the Miles and Cash option. I paid $600 for both flights! Typically from Atlanta to San Juan, the flights cost $600 per person!
In October 2018, I will go to Washington D.C. for my job. Then from D.C. I will travel to Toronto, Ontario, Canada. The round trip flight from Canada back to our Nation’s Capital cost 17,000 SkyMiles! I only paid for the taxes and the flight insurance!
I also booked my trip to Europe using my SkyMiles! My multi-city round-trip flight from Atlanta to London, Paris back to Atlanta cost 63,000 SkyMiles! I am going to let that sink in for a while (pause for a moment of silence and reflection).
It was so simple! I saved so much money on flights I can spend the rest on lodging, souvenirs, food, wine, cheese, chocolates, and croissants!
- No Foreign Transaction Fees
“It’s a cosmopolitan world” as my grandmother would say. The number of people traveling around the world and buying internationally grows daily. Who wants to pay fees for buying something overseas (see what I did there…I made a rhyme lol).
True enough outside of America, American Express (operative word being American) is not accepted everywhere. However, countries like Mexico and Canada accept the card. It is a safe way to pay for something, the exchange rate is automatically converted and it will not cost you anything! For the countries that do not widely accept American Express, I also have the Capital One VentureOne credit card.
I hope that I helped you learn a bit more about the benefits of getting and using theDelta SkyMiles credit card by American Express!
Disclaimer: I was not paid by American Express or Delta Airlines for this blog post! I am just a happy customer!
One Comment Add yours
Good advice, as usual, Babs. Wander wisely!